We Finance Dreams
Real Life Advice Done Differently
EFCO is a financial lender with a difference.
We know that accessing ethical and affordable finance can be a struggle. That’s why it’s time for a change.
It’s time to revolutionise the financial industry and pave a path for the underserved and undervalued – one that’s ethical, inclusive and sustainable. One that boosts your financial health, protects the planet’s future and contributes to the wellbeing of our society.
Here at EFCO, we’re making it happen.
Thinking Differently
Our unique business model and innovative approach allow us to provide affordable, accessible and ethical financial products. We turn avoidance into action, confusion into clarity and dreams into reality.
Save Time & Money
With no compounding or default interest, early repayment penalties or hidden charges, you’ll be able to pay off your loan much faster and at a lower cost.
Experienced Team
Our advisory boards, management team and directors have proven governance and leadership expertise in international finance. They are passionate about what they do and bring exceptional experience to our work here at EFCO.
Super Fast Loan Processing
We leverage market-leading technology in our seamless, future-proofed lending platform. Our rapid loan processing is what allows us to empower you with financial freedom quicker.
Better Finance Starts Today INSTANT EVERYTHING
Vehicle Finance
Simple, straightforward vehicle financing. We charge a fixed profit and spread it out over the finance period, which means you won’t have to worry about nasty surprises and hidden costs.
Talk to us now
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Here at EFCO, we offer New Zealand’s only interest-free, ethical and Islamic-based business and personal finance solutions. Since 2016, we’ve been helping communities, clients and Kiwis who struggle with accessing traditional finance.
Our solutions are designed to make a difference. Too many people find themselves crippled by debt or blocked from accessing mainstream lending services and left behind. That’s why we work to lift the barriers and empower communities with access to fair, affordable finance responsibly and efficiently. We’re not afraid to tackle big challenges that have been left unsolved.
With our legacy of unrivalled personal support, when you choose EFCO, you benefit from a simple, transparent pathway from exclusion to empowerment, from idea to achievement.
Finance Amount NZ$ 10000
Estimated Repayments NZ$ 223.28 Weekly
Repayment Calculator
* Use our calculator as a guide to work out what your repayments could be.
* Depending on the loan type, certain associated costs may vary, which will affect the repayment amount.
* The results from this calculator are for illustrative purposes only and are not a substitute for financial advice. Actual repayments will vary depending on your profile, which is based on factors including affordability, income level and residential stability.
Value Delivered CUSTOMER STORIES
