Buy, Replace or Refinance Business Assets
Asset Financing
Are you ready to start operating your own business but lack capital and significant assets? Have you been struggling to fuel your enterprise’s expansion? Are you looking for support to take your company to the next level? At EFCO, we offer you flexible, ethical financial solutions enabling you to drive business with complete control and freedom. Our team will support you throughout your business journey.
We are dedicated to designing solutions that meet your needs. Our asset financing solutions allow you to obtain the infrastructure, equipment and labour your business needs without taking any hit to your cash flow.
We understand that business success is all about making the right decisions at the right time. Please get in touch with our team at 0800 102 159 to discuss how we can equip you with the funding you need to see your business thrive.
Product Coverage
- Construction/Manufacturing equipment
- Medical equipment
- Agricultural equipment
- IT and technology
- And many more
Product Features
- 100% Financing – Low or no deposit required
- Range of terms and repayment structures
- All associated costs included – installation, implementation and training
- Own and use your new asset immediately
Sharia Advisory Firm
We have received Sharia certification as a mark of compliance from Shariyah Review Bureau (SRB), a Bahrain-based Sharia advisory firm licensed by the Central Bank of Bahrain.
SRB is the corporate world’s leading Sharia advisor, with a scholarly presence in over 21 countries across the US, Europe, Africa, GCC and Asia. They offer professional Sharia advisory and audit services to financial institutions including banks, insurance operators, asset management firms and Fintechs.
They oversee and supervise our financial products in a Sharia compliant manner. With their guidance, we have become the first enterprise in New Zealand offering diverse Sharia compliant financial products guided by ethical principles.
LEARN MORESharia Board
Our Sharia Board members, Mufti Muhammad and Mufti Irshad, are highly experienced representatives from the Shariyah Review Bureau in charge of ensuring the Sharia compliance of our financial products.
They work closely with us to ensure that our asset financing, personal loan and debt-based offerings follow Sharia regulations.
Mufti Muhammad Board Member
Shaikh Muhammad has over a decade of experience as a Sharia consultant and academic in international Islamic finance.
Mufti Irshad Board Member
Shaikh Irshad is a member of the Sharia Board of the Standard Chartered Bank of Pakistan and has advised banks and financial institutions worldwide.
Charities We Support
We don’t rely on penalty charges for revenue. We apply late payment charges intended as deterrents in the event that a client defaults on a payment. We do not consider these payments as company income and donate them to our chosen charities, Variety New Zealand and the Umar bin Khattab Learning Academy (UKLA).
Variety New Zealand is dedicated to supporting initiatives to eradicate poverty and transform the lives of disadvantaged Kiwi children. They provide kids access to a happier, healthier childhood and build the foundation for a better future.
The UKLA is dedicated to enabling children’s access to learning. They provide children an environment in which they can develop intellectual potential, grow, and excel.
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