A New Journey’s Challenges
Migrant Package
New Zealand is the land of growth and opportunity and attracts many migrants looking to fulfil their life dreams.
But making a move to a new country is a huge life change and can be an enormously challenging step. Integrating into a new culture, legal system, climate, and lifestyle can be as stressful as it is exciting.
At EFCO, we offer tailor-made solutions designed to provide you with a pathway to your financial wellbeing and support you throughout each stage of your settling-in process.
Are you interested in learning how we can help you take greater financial control of your new life in New Zealand? Contact us at 0800 102 159.
Product Coverage
- Household items
- Tenancy bonds
- Purchase of vehicles
- Education or training costs
- Commercial loans
Product Features
- 100% Financing – Low or no deposit required
- Extended loan terms from 12 to 48 months
- Multiple loans for different needs
- Accelerated processing time
- No early repayment penalties
Sharia Advisory Firm
We have received Sharia certification as a mark of compliance from Shariyah Review Bureau (SRB), a Bahrain-based Sharia advisory firm licensed by the Central Bank of Bahrain.
SRB is the corporate world’s leading Sharia advisor, with a scholarly presence in over 21 countries across the US, Europe, Africa, GCC and Asia. They offer professional Sharia advisory and audit services to financial institutions including banks, insurance operators, asset management firms and Fintechs.
They oversee and supervise our financial products in a Sharia compliant manner. With their guidance, we have become the first enterprise in New Zealand offering diverse Sharia compliant financial products guided by ethical principles.
LEARN MORESharia Board
Our Sharia Board members, Mufti Muhammad and Mufti Irshad, are highly experienced representatives from the Shariyah Review Bureau in charge of ensuring the Sharia compliance of our financial products.
They work closely with us to ensure that our asset financing, personal loan and debt-based offerings follow Sharia regulations.
Mufti Muhammad Board Member
Shaikh Muhammad has over a decade of experience as a Sharia consultant and academic in international Islamic finance.
Mufti Irshad Board Member
Shaikh Irshad is a member of the Sharia Board of the Standard Chartered Bank of Pakistan and has advised banks and financial institutions worldwide.
Charities We Support
We don’t rely on penalty charges for revenue. We apply late payment charges intended as deterrents in the event that a client defaults on a payment. We do not consider these payments as company income and donate them to our chosen charities, Variety New Zealand and the Umar bin Khattab Learning Academy (UKLA).
Variety New Zealand is dedicated to supporting initiatives to eradicate poverty and transform the lives of disadvantaged Kiwi children. They provide kids access to a happier, healthier childhood and build the foundation for a better future.
The UKLA is dedicated to enabling children’s access to learning. They provide children an environment in which they can develop intellectual potential, grow, and excel.
Talk to us now
Blogs Helpful Resources
Value Delivered CUSTOMER STORIES
