Dreaming of Becoming an Entrepreneur?
Start-Up Packages
Are you thinking of starting your own business? The team at EFCO knows what it takes to get your enterprise off the ground. If you’re ready to lead the way into the future, solve everyday challenges and turn the ideas of today into the ventures of tomorrow, we can provide you with the financial support to make it happen. The world needs new ideas, businesses and innovations.
Starting a new business might be one of life’s most exciting challenges, yet securing the necessary funding can be very difficult. A lack of financial support is one of the most significant reasons why many good business initiatives fail.
Here at EFCO, we’re committed to helping you realise your ambitions and bring your start-up to life.
Benefits
Our Start-Up Packages offer significant advantages when it comes to raising capital. These include:
- Allowing you to retain full ownership, no need to dilute
- Loans matching to your business plan and financial projections
- Letting you build business credit worthiness
Free Mentoring
We know that great advice is invaluable. That’s why, once we approve your start-up loan, we can also offer you up to 3 hours of mentoring support from an experienced business mentor.
Product Coverage
- Physical and digital assets
- Product development and marketing
- Fit out of premises
- Staff hiring and much more
Product Features
- Loans for multiple needs
- Extended terms and flexible repayments to suit your business.
- Simplified and accelerated application process
- Straightforward costs – no hidden fees
Sharia Advisory Firm
We have received Sharia certification as a mark of compliance from Shariyah Review Bureau (SRB), a Bahrain-based Sharia advisory firm licensed by the Central Bank of Bahrain.
SRB is the corporate world’s leading Sharia advisor, with a scholarly presence in over 21 countries across the US, Europe, Africa, GCC and Asia. They offer professional Sharia advisory and audit services to financial institutions including banks, insurance operators, asset management firms and Fintechs.
They oversee and supervise our financial products in a Sharia compliant manner. With their guidance, we have become the first enterprise in New Zealand offering diverse Sharia compliant financial products guided by ethical principles.
LEARN MORESharia Board
Our Sharia Board members, Mufti Muhammad and Mufti Irshad, are highly experienced representatives from the Shariyah Review Bureau in charge of ensuring the Sharia compliance of our financial products.
They work closely with us to ensure that our asset financing, personal loan and debt-based offerings follow Sharia regulations.
Mufti Muhammad Board Member
Shaikh Muhammad has over a decade of experience as a Sharia consultant and academic in international Islamic finance.
Mufti Irshad Board Member
Shaikh Irshad is a member of the Sharia Board of the Standard Chartered Bank of Pakistan and has advised banks and financial institutions worldwide.
Charities We Support
We don’t rely on penalty charges for revenue. We apply late payment charges intended as deterrents in the event that a client defaults on a payment. We do not consider these payments as company income and donate them to our chosen charities, Variety New Zealand and the Umar bin Khattab Learning Academy (UKLA).
Variety New Zealand is dedicated to supporting initiatives to eradicate poverty and transform the lives of disadvantaged Kiwi children. They provide kids access to a happier, healthier childhood and build the foundation for a better future.
The UKLA is dedicated to enabling children’s access to learning. They provide children an environment in which they can develop intellectual potential, grow, and excel.
Talk to us now

